Credit card issuers

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6 Stories Indexed

Last Updated: Just Now

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Banking, Fintech & Insurance 15 Oct 2026, 12:57 AM IST

Credit Card Issuers Push EMI Loans as Revolver Growth Slows

Indian credit card issuers are leaning harder on EMI conversions, personal loan-on-card products and fee income as a growing share of customers use cards for payments rather than revolving debt. The shift reflects a structural change in consumer behaviour: transaction volumes are rising, but interest-bearing receivables are not keeping pace, pressuring the traditional revolver-led profit model.

By RDU Global Wire6 min read

Banking, Fintech & Insurance07 Oct 2026, 02:48 PM IST

Credit Card Issuers Turn to EMI Loans as Revolver Model Weakens

Indian credit card issuers are increasingly pushing EMI conversions, personal loan-on-card products and higher fee-based offerings as the traditional revolver model loses momentum. With fewer customers carrying balances month to month, interest income is rising more slowly than transaction volumes, forcing lenders to rework their consumer credit playbook.

5 min readRead →

Banking, Fintech & Insurance06 Oct 2026, 10:39 AM IST

Credit Card Issuers Turn to EMIs as Revolver Model Loses Momentum

Indian credit card issuers are increasingly pushing equated monthly instalments, personal loan-on-card products and higher fee income as the traditional revolver model weakens. With fewer customers carrying balances month to month, interest-bearing receivables are rising more slowly than transaction volumes, forcing lenders to rethink how they monetise card spending.

4 min readRead →

Banking, Fintech & Insurance06 Oct 2026, 05:57 AM IST

Credit Card Issuers Pivot to EMI Loans as Revolver Model Loses Momentum

Indian credit card issuers are increasingly steering customers toward equated monthly instalments, personal loans on card and fee-based products as the traditional revolver model loses traction. With fewer cardholders carrying balances month to month, interest-bearing receivables are rising more slowly than transaction volumes, forcing lenders to rethink how they monetise a business that is now used more as a payment instrument than a borrowing tool.

5 min readRead →

Banking, Fintech & InsuranceJust now (05:46 PM IST)

HSBC Steps Up India Expansion With Wealth Push for Affluent Clients

HSBC Holdings Plc is preparing a sharper expansion in India, planning to increase its branch network by 35% over the next two years as it targets stronger growth in one of the world’s most competitive banking markets. The lender is placing wealth management and transaction banking at the centre of its strategy, while courting affluent clients whose financial lives and business interests span multiple countries.

6 min readRead →

Banking, Fintech & InsuranceJust now (09:12 PM IST)

Credit Card Issuers Pivot to EMI Loans as Revolver Model Weakens

India’s credit card issuers are increasingly pushing equated monthly instalments and personal loan-on-card products as the traditional revolver model loses momentum. With fewer customers carrying balances month to month, interest income is rising more slowly than card spending, forcing lenders to lean harder on fees and conversion-led lending to protect profitability.

5 min readRead →

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Co-Occurring Entities

Entities frequently referenced alongside Credit card issuers:

India(6)New Delhi(2)venture capital investors(1)Indian startups(1)HSBC Holdings Plc(1)